Buyer's guide · 2026

HOA management software for self-managed and small HOAs

HOA management software is a platform for homeowners associations, neighborhood associations, and small condo boards to collect assessments, track architectural review requests, log violations, and communicate with homeowners.

Most HOA software is sold to property management companies, not homeowners. This guide is for self-managed HOAs and board members who want their own platform without hiring a management company.

01 · Evaluation criteria

What to look for.

c/01

Assessment collection

Monthly, quarterly, or annual assessments with automatic reminders. Covey sends reminders before each renewal (30, 14, and 7 days by default) and a notice when a payment is missed, offers installment plans on annual assessments, and lists every payment in one Transactions list.

c/02

Architectural review (ARC) workflow

Homeowners submit requests with photos and measurements, the committee reviews online, and each decision has an audit trail. Not in Covey yet: Covey does not have an ARC workflow.

c/03

One household, one payer

Each home should pay once while every resident gets access. In Covey, a household membership has one payer, and every resident gets their own login and directory listing. Violation tracking is not in Covey yet.

c/04

Document library

Bylaws, CC&Rs, minutes, financial statements, insurance certificates, all in one place. Not in Covey yet: Covey pages hold text and images, not file uploads.

c/05

Board elections and voting

Digital voting for board elections, bylaw amendments, and budget approvals. Not in Covey yet: many associations pair Covey with a dedicated election tool.

c/06

Pricing that fits self-managed HOAs

A flat monthly price, not a per-door management-company price. Covey is $49 to $139 a month for up to 500 active members; every resident on a household membership counts as a member.

02 · Buying questions

Questions you should be asking.

What's the best HOA software for self-managed HOAs?

For self-managed HOAs under 500 units: Covey, HOAStart, TownSq (free tier), AppFolio (if managed). Covey is the considered-design option; TownSq is the cheapest basic option.

How much does HOA software cost for a self-managed HOA?

$50 to $150/month for small HOAs (50 to 300 units). $150 to $400/month for larger self-managed HOAs (300 to 1,000 units).

Can we run elections online?

Several HOA platforms support digital voting with audit trails for board elections, bylaw amendments, and special assessments. Covey does not yet.

03 · Tools to evaluate

2 platforms, side by side.

Covey
Wild Apricot
Pricing
$49–$229/mo by active members (up to 2,000)
$66 to $992+/mo
Migration
48h human-led, included
We've built a dedicated Wild Apricot import.
Free trial
30-day free trial, no card required
60-day free trial, no credit card (excludes online payments and custom domain)
Best for
Orgs that want considered design + fast migration
Small-to-mid associations, nonprofits, clubs, and chambers with 50 to 2,000 contacts.

04 · Where Covey fits

We built Covey for this.

Covey is built for organizations in the hoa management software category that want four things at once: a considered interface, transparent pricing, a 48-hour migration, and human support on every plan. If those four things matter to you, Covey is worth a demo. If you need something else (a specific vertical module, an enterprise-scale implementation, a particular integration), we will tell you and point you somewhere that fits.

Considered interface

Legacy membership platforms feel like they were designed in 2008. Covey is built by a small team that treats typography, spacing, and the quiet details as the product.

48-hour human migration

A real human moves your members, levels, and renewal dates from your existing platform and rebuilds your upcoming events and email templates. You're live on Covey inside 48 hours, not six weeks.

100% human support, every plan

No support tiers, no ticket queues that take four business days. Every plan includes a real person answering your questions, often the same person who wrote the feature.

Pricing you can read

One page, plain numbers. Plans are priced by active members, not contacts, and every plan has every feature. Migration is included, onboarding is included, support is included.

Ready when you are

Shopping hoa management software? Start your Covey evaluation.

Start 30-day free trial

30 days free, no card required · Plans from $49/month · Migration from any platform included